I find the best excercises for me in that is with bent knees slowly twisting with your hands behind your head as far to the side as you can holding it for a little then to the other direction.I do it about 50 times, slowly is the key and keeping your muscles tensed.
I can feel it exactly where i want to usually.
I also rollerblade it kind of gives the same effect all the twisting as you go.

hope i helped.

Eat lots of fruit.
Stay away from soda, sweets & other food high in sugar.

As always, diet and exercise are the key.

As for diet, try eating 6 smaller meals a day with a protein shake for breakfast and lunch. A single serving of fruit for mid-morning and mid-afternoon snack. Dinner should be a sensible meal- minimize rice and breads. Try this for a two-week period. Then, vary your meals accordingly.

Workouts should have weights and circuit type of training. Free weights are great for toning and weight-loss. You can try dumbbell squats with shoulder presses. Here is a great and effective circuit training using a treadmill. Walk for 2 minutes (as a warm-up), jog for 2 minutes, run hard for a minute, then jog for 2 minutes, run hard for a minute, etc…do this for about 20-23 minutes. This works great.

This is just a start. Keep working out and eating properly. You will lose the love handles and be more curvy.

Good Luck.

JJ